| Texas Star Checking | Liberty Checking | Traditions Checking | Business Rewards Checking | Heritage Checking | Money Market | Premier Checking | |
|---|---|---|---|---|---|---|---|
| Minimum to open | $100.00 | $100.00 | $100.00 | $100.00 | $1,000.00 | $2,500.00 | $10,000.00 |
| Interest Paid | If all requirements are met * | None | None | You must maintain a minimum balance of 1,000.00 in the account each day to obtain the disclosed annual percentage yield | You must maintain a minimum balance of 1000.00 in the account each day to obtain the disclosed annual percentage yield | You must maintain a minimum balance of 2500.00 in the account each day to obtain the disclosed annual percentage yield | You must maintain a minimum balance of 10,000.00 in the account each day to obtain the disclosed annual percentage yield |
| Interest Rate | See Rate Tab for current rate | N/A | N/A | See Rate Tab for current rate | See Rate Tab for current rate | See Rate Tab for current rate | See Rate Tab for current rate |
| Interest Compounding Schedule | Tier 1 - 0.01 to 25000.00
Tier 2 - 25,000.01 and higher | N/A | N/A | Tier 1 - 1,000.00 to 9,999.99
Tier 2 - 10,000.00 to 24,999.99 Tier 3 - 25,000.00 to 49,999.99 Tier 4 - 50,000.00 and higher | Monthly | Monthly | See Other Requirements |
| Monthly Service Fee | 10.00 if the balance is below 500.00 | 10.00 if minimum balance for statement cycle is less than 200.00 | * 10.00 if balance is < than 200.00
* 6.00 if balance is 200.00-399.99 *4.00 if balance is 400.00-599.99 *No Fee if balance is > 600.00 | 10.00 if minimum balance for statement cycle is less than 1,000.00 | 7.50 if minimum balance for statement cycle is less than 1000.00 | 5.00 if minimum balance for statement cycle is less than 2500.00 | 10.00 if minimum balance for statement cycle is less than 10,000.00 |
| - | None | None | First 50 debit transactions per statement cycle are free. A fee of .10 will be charged for each transaction thereafter. | First 150 debit transactions per statement cycle are free. A fee of .25 will be charged for each transaction thereafter. | First 50 debit transactions are free per statement cycle. A fee of .10 will be charged for each transaction thereafter. | - | None |
| Transaction Limits | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited lobby transactions | Unlimited |
| Type of Statement | Estatement with images | Regular without images | Regular with images | Regular with images | Regular with images | Regular with images | Regular with images |
| - | * 15 debit card transactions per statement cycle, Direct Deposit over 1,000.00, Must enroll in Online Banking, Must have an email address on file | - | Tier 1-10,000-24,999.99
Tier 2-25,000-49,999.99 Tier 3-50,000 to higher | ||||
| Other Restriction or Benefits | One account per social security number. | Benefits: Enrollment in online banking. E-statements in lieu of mailed statements. |
